Case Study 05 ยท Fintech

SME Finance App
Loan Origination UX

Simplifying a complex multi-step loan application process for small business owners โ€” cutting drop-off by 40% and halving time-to-completion.

ClientFintech Platform
RoleLead Product Designer
TypeMobile-First Redesign
PlatformiOS / Android
Overview

The project

A fintech startup building a mobile-first lending platform for SMEs engaged me to redesign their loan origination flow. The product had promising fundamentals but suffered a crippling 65% drop-off rate. The challenge: make regulatory rigour feel manageable on a mobile screen.

FintechMobile UXMulti-Step FormsConversion Optimisation

Problem Statement

The challenge

๐Ÿ”
Discovery Phase
Conducted deep stakeholder interviews and contextual inquiry sessions to surface the real pain points behind reported issues.
๐Ÿ“Š
Data Analysis
Analysed usage telemetry and qualitative research to identify the highest-impact friction points across the user journey.
๐ŸŽฏ
Problem Framing
Synthesised research into a clear problem statement and design principles to guide the solution space.

"I started the application three times. Each time I hit a question I didn't know the answer to, I had to start from scratch."


Design Process

From insight to solution

01
Research & Discovery
Deep user research combining contextual inquiry, in-depth interviews, and usage analytics. Built detailed journey maps identifying where the current experience failed users most critically.
02
Ideation & Concept Design
Ran co-design workshops with cross-functional teams. Generated multiple solution directions and evaluated them against research insights and technical constraints before committing to a direction.
03
Prototyping & Testing
Built low-fidelity prototypes to test core interaction models quickly. Iterated based on usability testing feedback before moving to high-fidelity Figma designs.
04
High-Fidelity Design & Handoff
Delivered pixel-perfect Figma designs with comprehensive design system documentation, interaction specifications, and annotated handoff for engineering teams.

Add your actual screens here


Outcomes & Impact

Measurable results

40%
Reduction in application drop-off rate
2ร—
Faster average time-to-completion
28%
Drop in mid-application abandonment after pre-checklist

Reflection

What I learned

๐Ÿ’ก
Research shapes everything
The quality of the final design was directly proportional to the depth of the discovery phase. Every shortcut in research showed up as a flaw in the solution.
๐Ÿ”„
Iteration over perfection
The best solutions emerged through testing and iteration, not the initial concept. Getting comfortable with imperfect early prototypes accelerated finding the right answer.
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